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IT Operations > Financial IT Solutions > Lending Business & Risk Controlling

Lending Business & Risk Spreading

Handling and monitoring the lending business requires precise IT support. Raiffeisen Informatik addresses this requirement through multitude of solutions. Various appraisal systems can be used to determine customer’ creditworthiness and credit standing. Every loan application can be handled by an extensive loan granting solution. The ongoing handling and risk assessment following the underwriting and payment of the loan are also performed using our reliable products. An endowment plan can be used as a repayment calculation module. In the case of payment default or deficit in payments action for collection and deficit payment database are available. The clear separation of assistance, handling, and risk management processes creates security when granting loans whereby interrelating of processes through automated interfaces and system support provide the necessary overview.



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